Stated Income2018-11-28T10:33:46+00:00

California Stated Income Loan

Our California Stated Income Loan, with its quick application and hassle-free process, is designed for investors with complex financials, good credit, and substantial liquidity.

California Stated Income Loan

** This program is no longer available but please check out the following RTC Mortgage Alternative Document Loan Programs:

Self-employed borrower
No tax returns needed – Qualify with 12 months’ bank statements
Bank Statement Loan 

High net worth borrower
No employment or income needed. It is possible to qualify based on assets alone – The Asset Depletion Loan can be used concurrently with the Bank Statement Loan.
Asset Depletion Loan

As an alternative to Hard Money Loans, without the high-cost and inflated rates of Private Money, RTC Mortgage offers the following loan programs for Investors Only.

Investor – No income verification loan
The applicant will complete the traditional underwriting process with no income verification.
No Income Verification Loan

Investor – Property cash flow loan
This program is designed for experienced real estate investors and qualifies borrowers based on cash-flow solely from the subject property.
Property Cash Flow Loan

Investor – Private Money
Equity-based purchase, refinance and construction loans.
Private Money Loan

These products may have a higher interest rate, more points or more fees than other products that require documentation.