Investor – California No Income Verification Loan
Most Hard Money (Private Money) loans have a one year term with the possibility of a 6-month extension. You now have another option with RTC Mortgage’s Investor – California No Income Verification Loan.
** NEW – Replaces the Stated Income Loan
- This program is not available for Primary or Second Homes.
- 30-year fully amortized adjustable rate mortgage with an initial fixed rate of 3 or 8 years.
- 3-year prepayment penalty
- It is possible to buy prepayment penalty down to 1-year
- Minimum loan amount $250,000
- Minimum FICO score 650
If you think your financial situation makes sense for qualifying for a loan, email us today or call toll free 866-389-2778 or local 949-290-8582 during business hours to see if one of our loan programs is the loan you have been searching for.
Or if you’re ready to get started, click to get pre-qualified to begin your loan application right away.