Creative Financing Programs for Self-Employed and Investors

//Creative Financing Programs for Self-Employed and Investors

Creative Financing Programs for Self-Employed and Investors

creative financing

The fastest growing sector in mortgage financing this year has been creative alternative & niche programs. This has been a boon for self-employed borrowers who traditionally have had difficulty qualifying with traditional methods. Here’s a sample of some of the easy options:

  • Qualify on Assets, Not Income: Borrowers may qualify by having assets greater than the loan amount after the close of escrow
  • Qualify on Cash Flow using deposits on Bank Statements instead of tax returns
  • Qualify on Rental Income of Subject Property when buying or refinancing
  • Qualify based on a Profit & Loss Statement
  • Features: (May vary based on credit scores and other factors)
    • Up To 90% of Value or Purchase Price
    • Multiple Options – Fixed & Adjustable
    • Interest-Only Available
    • Higher Debt-To-Income Ratios

Give us a call to learn how you or your clients may benefit from the vast array of creative solutions to financing their home purchase or refinance.

2018-12-05T13:18:29+00:00