• We will find the right mortgage for you

    California mortgage broker RTC Mortgage is also a mortgage banker. Not every loan scenario is a good fit for every bank. With our vast resources as both a broker and a banker, you have the best possible chance of getting your loan approved.

    Competitive rates on all loan programs

    RTC Mortgage is a direct lender. Funding your loan in-house will insure that you close with the lowest rate and quickest closing possible.

    Support throughout the entire mortgage process

    Your mortgage loan officer has the support of an entire team that will ensure you have the best experience possible.

  • RTC Mortgage is a Direct Lender and a Broker based out of Laguna Beach, California with a complete line-up of home loan programs perfect for  your financial needs. We offer loans throughout the state of California, from Northern California's Ocean Beach in San Francisco to San Diego's Blacks Beach.

  • As a mortgage banker and mortgage broker, RTC Mortgage can fund your loan in-house for some of the quickest closings and lowest rates in California along with the added benefit of many portfolio loans such as condotel, land, construction to permanent, self-employed Alt Doc and many more loan programs to ensure all your California residential home loan needs are met.

    Whether you are purchasing or refinancing a California Home or Condominium, RTC Mortgage is committed to providing you with high-level mortgage planning, guiding you to make informed decisions regarding what is likely to be one of life’s biggest investments.